Agreements and Disclosures

1. Purpose and Scope

These Agreements and Disclosures govern participation in Realized Coach services, programs, products, events, content, communities, websites, mobile applications, web applications, tools, communications, and related offerings (collectively, "Realized Coach Services"). Realized Coach Services may include individual coaching, group coaching, master classes, workshops, webinars, conferences, retreats, educational programs, courses, memberships, digital products, app-based tools, goal setting, journaling, habit tracking, food tracking, weight tracking, performance tracking, health and wellness education, athletic-performance education, community features, and AI-assisted features.

2. Parties; Trade Name; No Personal Contract

The service provider is Realized Coach, LLC d/b/a Realized Coach, a Utah limited liability company doing business as Realized Coach. “Realized Coach” may be used as the public brand, trade name, DBA, payment name, website name, app name, program name, or service name of Realized Coach, LLC. Payments may be made to Realized Coach and are payments to Realized Coach, LLC unless a separate written agreement states otherwise.

The participant, client, attendee, registrant, member, student, app user, purchaser, or website user is referred to as "Participant" or "you." All agreements, claims, payments, refund requests, disputes, and legal relationships are with Realized Coach, LLC only and not with Adam Carson or any other individual owner, member, manager, coach, contractor, employee, facilitator, speaker, or representative personally, except where a separate signed agreement expressly states otherwise or where liability cannot legally be limited. Participant expressly agrees not to seek personal liability against members, managers, owners, officers, employees, contractors, representatives, or affiliates of Realized Coach, LLC for obligations arising from Realized Coach Services except where prohibited by law.

3. Acceptance; Electronic Consent

By scheduling, purchasing, registering, attending, participating, accessing, downloading, creating an account, clicking acceptance, submitting payment, joining a session, or using Realized Coach Services, you confirm that you have read, understood, and agree to these Agreements and Disclosures, the Privacy Policy, Terms of Use, Disclaimer, Cookie Policy, Community Guidelines, Cancellation and Refund Policy, Recording/Media/Testimonial Release where applicable, AI Feature Terms where applicable, Mobile App EULA where applicable, and any program-specific terms.

You consent to receive, sign, and accept records electronically. Electronic signatures, checkboxes, clickwrap acceptances, typed-name acknowledgments, account registrations, payment submissions, and continued use of the Services are intended to have the same legal effect as handwritten signatures to the fullest extent permitted by law.

4. Nature of Services

Realized Coach provides coaching, education, training, personal development, awareness development, life skills, goal support, wellness education, behavior-change education, performance development, group learning, and digital tools. Services may address psychology-related education, self-awareness, relationships, goals, habits, food, health, fitness, weight loss, athletic performance, motivation, journaling, spirituality or values, and personal development.

5. Coaching vs. Therapy Disclosure

Realized Coach Services are not psychotherapy, psychological treatment, counseling, psychiatry, medical care, diagnosis, crisis intervention, or treatment of any mental disorder unless expressly provided under a separate written agreement by a properly licensed professional acting within the scope of that license. Participants should not use Realized Coach Services as a substitute for therapy, medical care, psychiatric care, emergency services, or other professional treatment.

6. No Medical, Nutrition, Fitness, or Health Care Relationship

Health, food, fitness, weight-loss, athletic, fasting, supplement, and wellness content is educational and coaching-based. Realized Coach does not diagnose, treat, cure, prevent, prescribe for, manage, or provide medical nutrition therapy for diseases, injuries, eating disorders, psychiatric conditions, medical conditions, or emergencies. Participants should consult appropriate licensed professionals before changing diet, exercise, medication, supplements, fasting, treatment plans, or health routines.

7. Participant Responsibilities; No Fiduciary Relationship

Participants are responsible for their own decisions, actions, health, safety, environment, participation, technology, confidentiality choices, finances, relationships, legal compliance, and results. Participants agree to use independent judgment, seek licensed professional care when appropriate, stop any practice that feels unsafe or inappropriate, and avoid relying on Realized Coach as the sole source for decisions affecting health, safety, finances, relationships, law, travel, parenting, spiritual matters, or professional matters.

No fiduciary, agency, partnership, joint-venture, employment, trustee, guardian, medical, therapeutic, attorney-client, or regulated professional relationship is created by Realized Coach Services unless a separate written agreement signed by Realized Coach expressly states otherwise. Participant remains solely responsible for personal, financial, legal, business, health, relationship, educational, travel, parenting, spiritual, and life decisions.

8. Risks and Benefits

Potential benefits may include increased awareness, clarity, motivation, responsibility, personal insight, learning, goal progress, improved habits, and performance. Potential risks include emotional discomfort, grief, anxiety, trauma activation, interpersonal conflict, disappointment, privacy limitations, technology failures, physical strain, injury, illness, health risks from lifestyle changes, undesired relationship or life consequences, and lack of desired results. No outcome is guaranteed.

9. Emergency and Crisis Policy

Realized Coach is not an emergency, crisis, suicide-prevention, violence-prevention, medical, psychiatric, or urgent-response service. Do not use Realized Coach Services for urgent mental health, medical, safety, abuse, violence, self-harm, suicidal, homicidal, or emergency situations. In an emergency, call local emergency services immediately. In the United States, call 911 or 988 for mental health crisis support. Participants outside the United States must contact their local emergency or crisis resources.

10. Telehealth, Online Services, and Technology Consent

Services may be delivered through video, audio, messaging, apps, websites, email, third-party platforms, or other online tools. Participants consent to online delivery and understand risks including unauthorized access, service outages, audio/video failure, accidental disclosure, device compromise, data transmission risk, and limitations in assessing safety or wellbeing remotely. Participants agree to join sessions from a private, safe location and to provide their physical location if requested for safety reasons.

11. Group Coaching and Community Agreement

Group participants agree to be respectful, maintain appropriate boundaries, avoid harassment or abuse, avoid giving unqualified medical/legal/financial/mental-health advice, and protect the privacy of other participants. Realized Coach may remove participants for disruptive, unsafe, abusive, illegal, or inappropriate conduct. Participants understand that Realized Coach cannot guarantee confidentiality by other participants.

12. Workshops, Webinars, Master Classes, Conferences, and Public Teaching

Educational presentations, workshops, webinars, master classes, conferences, and public events are provided for general educational purposes and do not create an individualized coaching, therapy, medical, nutrition, fitness, fiduciary, or professional-client relationship unless a separate written agreement states otherwise. Questions answered in public or group settings are general education and not individualized professional advice.

13. Physical Activity Assumption of Risk

Fitness, mobility, strength, endurance, athleticism, performance, posture, breathwork, stretching, rehabilitation-style education, or physical-development activities involve inherent risks, including soreness, strain, injury, aggravation of existing conditions, falls, cardiovascular events, overexertion, dehydration, heat/cold exposure, and other harms. Participants voluntarily assume these risks and are responsible for medical clearance, safe environment, appropriate equipment, proper form, and stopping activity when needed.

14. Nutrition, Supplement, Weight-Loss, and Fasting Assumption of Risk

Food changes, calorie changes, fasting, hydration changes, supplement use, weight-loss efforts, body-composition efforts, athletic nutrition, and wellness routines may involve risks including fatigue, dizziness, nutrient deficiency, disordered eating patterns, medication interactions, digestive symptoms, blood-sugar changes, dehydration, electrolyte imbalance, worsening of medical conditions, and lack of desired results. Participants voluntarily assume these risks and agree to consult qualified professionals where appropriate.

15. Travel, Conference, Retreat, and Event Risk Disclosure

In-person events may involve travel, lodging, food, physical activity, venue conditions, weather, transportation, local laws, illness exposure, theft, injury, visa/passport issues, cancellation, delay, political conditions, or other risks. Participants are responsible for their own travel documents, insurance, health precautions, transportation, lodging, meals unless expressly included, and personal safety. Realized Coach is not responsible for third-party travel, venue, airline, hotel, government, or vendor acts or omissions except where prohibited by law.

16. App Tools and Tracking Features

App and web tools such as goals, diary or journal entries, habit tracking, food tracking, weight tracking, performance tracking, health-related tools, appointment scheduling, course progress, reminders, analytics, and AI-assisted insights are informational tools only. They do not replace professional judgment, medical devices, medical records, treatment plans, clinical evaluations, or licensed care.

17. AI-Assisted Feature Disclosure

AI-assisted features, if offered, may generate content, summaries, insights, prompts, classifications, recommendations, or analytics. AI outputs may be incorrect, incomplete, biased, unsuitable, or unsafe for a Participant's circumstances. AI features are not medical advice, therapy, diagnosis, legal advice, financial advice, nutrition care, fitness prescription, emergency service, or a substitute for human judgment.

18. Scheduling, Cancellations, No-Shows, Refunds, Memberships, and Subscriptions

Scheduling, cancellation windows, no-show fees, refund eligibility, subscriptions, memberships, renewal terms, and rescheduling policies will be stated at checkout, in Calendly, on sales pages, in program descriptions, or in written program terms. Unless otherwise stated, payments are nonrefundable after the service, session, event, course, membership period, digital product access, or app access has begun. Subscriptions and memberships may automatically renew when disclosed at purchase, and Participants are responsible for cancelling before renewal.

19. Recording Policy

Sessions, groups, webinars, courses, conferences, or events may be recorded only when disclosed or separately consented to. Participants may not record, screenshot, livestream, distribute, or publish any Realized Coach session, group, event, course, or participant interaction without written permission from Realized Coach and all legally required consents. Realized Coach may use recordings for replay, quality, training, security, documentation, product development, or marketing only as permitted by applicable consent and law.

20. Media and Testimonial Release

Testimonials, photos, videos, success stories, or identifiable participant content will be used for marketing only with permission, except where content is voluntarily posted in public areas where reposting is permitted by the Terms of Use. Results vary, and testimonials do not guarantee similar outcomes.

21. Confidentiality by Realized Coach

Realized Coach will take reasonable steps to keep private nonpublic information shared in individual coaching confidential, subject to legal exceptions, operational needs, safety concerns, payment processing, service providers, supervision or consultation, business records, and the Privacy Policy. Coaching confidentiality is not the same as therapist-client privilege, attorney-client privilege, physician-patient privilege, or clergy privilege unless applicable law independently provides such protection.

22. Limits of Confidentiality

Realized Coach may disclose information when reasonably necessary to prevent serious harm, respond to suspected abuse or neglect where reporting obligations apply, comply with law, defend legal claims, collect payment, address safety or misconduct, protect rights, operate the business, or as otherwise described in the Privacy Policy.

23. Minors

Services for minors require parent or legal guardian consent and may require additional documentation. Realized Coach may decline to provide services to minors or may limit services based on age, jurisdiction, topic, safety, parental involvement, and legal requirements.

24. International Participants

Participants outside Utah and the United States are responsible for determining whether participation is lawful in their location. Realized Coach may decline, limit, or modify services based on jurisdictional, licensing, privacy, tax, safety, payment, sanctions, export-control, or compliance concerns. All disputes are governed by Utah law to the fullest extent permitted.

25. Intellectual Property, Trademarks, and Confidential Materials

Realized Coach™ and the Realized Coach logo™ are trademarks, service marks, trade names, common-law marks, or trademark-pending marks of Realized Coach, LLC. The Realized Coach name, logo, brand identity, trade dress, videos, audios, courses, workshops, conferences, presentations, slides, worksheets, handouts, workbooks, frameworks, assessments, exercises, journals, prompts, coaching methodologies, training systems, behavior-change systems, goal systems, habit systems, tracking systems, certification programs, app designs, user interfaces, source code, databases, analytics systems, AI prompts, AI workflows, recommendation engines, and proprietary methods are owned by Realized Coach, LLC or its licensors.

Participants may not copy, record, distribute, teach, reproduce, sell, publish, upload, share, sublicense, translate, scrape, reverse engineer, train AI models on, create derivative works from, create competing services based on, or otherwise exploit Realized Coach materials, courses, recordings, frameworks, exercises, slides, handouts, prompts, app features, marks, or methods without written permission.

26. Expanded Assumption of Risk

Participant knowingly, voluntarily, and expressly assumes all risks, known and unknown, foreseeable and unforeseeable, arising from or related to Realized Coach Services, including risks related to emotional exploration, lifestyle changes, behavior change, physical activity, nutrition, fasting, supplements, weight loss, health routines, travel, in-person events, online groups, technology, privacy, community interaction, AI-assisted tools, and third-party platforms.

27. Release, Waiver, and Limitation Language

To the fullest extent permitted by applicable law, Participant voluntarily releases, waives, discharges, and agrees not to sue Realized Coach, LLC and its members, managers, owners, officers, employees, contractors, coaches, facilitators, speakers, representatives, affiliates, licensors, service providers, successors, and assigns (collectively, the "Released Parties") for claims, demands, losses, liabilities, damages, costs, fees, expenses, causes of action, or proceedings arising from or related to Participant's voluntary use of, access to, purchase of, registration for, attendance at, or participation in Realized Coach Services, except to the extent a claim cannot legally be released.

This release is intended to include, without limitation, claims involving alleged or actual physical injury, illness, disability, death, emotional distress, mental anguish, anxiety, depression, trauma activation, disappointment, relationship consequences, parenting consequences, spiritual or personal-development consequences, financial loss, lost income, lost profits, lost opportunity, reputational harm, business interruption, technology failure, data loss, privacy expectations, community interactions, event participation, travel-related issues, and lack of desired results.

Participant expressly understands and agrees that this release includes unknown, unanticipated, future, and later-discovered claims, consequences, injuries, losses, and damages arising from or related to participation, to the fullest extent permitted by law. Participant assumes the risk that injuries, conditions, consequences, or damages may later be discovered to be different from or greater than Participant currently knows or expects.

Nothing in this document is intended to waive rights that cannot legally be waived, or to limit liability in a manner prohibited by law.

28. Limitation of Liability and No Personal Liability

To the fullest extent permitted by law, all claims must be brought only against Realized Coach, LLC, and not against any owner, member, manager, officer, employee, contractor, coach, facilitator, speaker, representative, or affiliate personally. To the fullest extent permitted by law, total liability for all claims arising from or related to a specific service, product, event, membership, course, app feature, subscription, or transaction is limited to the greater of $100 or the amount actually paid by Participant to Realized Coach for that specific item giving rise to the claim during the three months before the event giving rise to the claim, except where a different limitation is required by applicable law.

29. Indemnification

Participant agrees to defend, indemnify, and hold harmless the Released Parties from claims, losses, liabilities, damages, expenses, and attorney fees arising from Participant's conduct, misuse of Services, User Content, violation of these terms, violation of law, violation of third-party rights, false statements, failure to obtain medical or professional advice, unauthorized recording or sharing, or harm to other participants.

30. Informal Dispute Resolution

Before filing arbitration or legal action, Participant must send written notice describing the dispute, requested relief, and supporting facts to legal. The parties agree to attempt in good faith to resolve the dispute informally for 60 days after receipt of notice, unless emergency injunctive relief is necessary or applicable law prohibits this requirement.

31. Utah Governing Law; Arbitration; Venue; Jury and Class Waivers

These Agreements and Disclosures are governed by Utah law without regard to conflict-of-law rules. Subject to applicable law, disputes shall be resolved by binding arbitration in Utah County, Utah or Salt Lake County, Utah, before a neutral arbitrator, with virtual hearings permitted where appropriate. Participant waives jury trial and agrees to bring claims only individually, not as a plaintiff or class member in any class, collective, consolidated, private attorney general, or representative action. Realized Coach may seek injunctive relief in court for intellectual property, confidentiality, unauthorized access, or misuse.

32. Taxes, Duties, VAT, GST, and Government Charges

Participant is solely responsible for any taxes, sales taxes, use taxes, duties, VAT, GST, import fees, withholding obligations, currency conversion fees, bank fees, and similar governmental or payment charges arising from purchases, participation, travel, app use, digital products, memberships, courses, conferences, or services, unless Realized Coach expressly states otherwise or applicable law requires otherwise.

33. Incidental Event Photography and Public Event Media

Participant understands that attendance at public or semi-public events, conferences, workshops, retreats, master classes, webinars, or group activities may result in incidental appearance in photographs, video, livestreams, recordings, screenshots, promotional materials, replays, or participant-generated media. Realized Coach will seek specific consent for focused testimonials or featured marketing uses where required, but incidental background appearance may occur at public-facing events.

34. Data Loss and Participant Backups

Participant is responsible for maintaining personal copies or backups of important notes, goals, journal entries, tracking data, downloads, certificates, course materials, and account information where export or saving is available. Realized Coach does not guarantee that any app data, journal entry, goal, habit, record, analytic, message, course progress, or account data will be preserved, recoverable, uninterrupted, error-free, or available indefinitely.

35. Force Majeure

Realized Coach is not liable for delay, cancellation, modification, nonperformance, data issues, unavailability, or failure caused by events beyond its reasonable control, including natural disasters, severe weather, fire, flood, earthquake, pandemic, epidemic, disease outbreak, war, terrorism, civil unrest, labor dispute, government action, venue closure, travel disruption, airline disruption, internet outage, power outage, cyberattack, payment-processor failure, app-store action, third-party platform failure, illness, death, emergency, or other force majeure event.

36. Program-Specific Terms

Some programs, memberships, retreats, conferences, certifications, app features, or digital products may have additional terms. If additional terms conflict with these Agreements and Disclosures, the more specific terms govern for that program.

37. Survival

Sections concerning payment obligations, intellectual property, confidentiality, privacy, releases, assumption of risk, limitation of liability, no personal liability, indemnification, dispute resolution, arbitration, class-action waiver, jury-trial waiver, governing law, and provisions that by their nature should survive will survive completion, cancellation, withdrawal, refund denial, account closure, termination, or expiration of any Realized Coach Service.

38. Severability; No Waiver

If any provision is held invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect to the fullest extent permitted by law, and the invalid provision will be modified to the minimum extent necessary to make it enforceable where permitted. Realized Coach's failure to enforce any provision is not a waiver of the right to enforce it later.